✔5% down for $1M; No MI ✔10% down for $2.2M; No MI ✔Jumbo Program up to 49% DTI

✔ 80% LTV, $1.5M for Investment; ✔2-4 units Jumbo investment special ✔No 2-year landlord history, no liquid reserve needed

✔ 20% down payment can enjoy Stated Income Program 只要有工卡，报税的外国人，就可以享受本国人贷款优惠